ACROSS 1. COWARD = "COWERED" 4. AGE-OLD = A GOLD outside E_ 10. ROLODEX = _OD_ inside ROLEX 11. (OAF IS)* inside MO = MAFIOSO 12. EZ inside M ZA NINE = MEZZANINE 13. OBOES = "OWE BOWS" 14. L U_ DO = LUDO 15. (EDITIONS* outside J) D = DISJOINTED 18. STAUESQUE = QUEUES* after STAT 20. SPAR = SPA + R 23. TIGHT = TIG H + T 24. (...o)QUIES CENT(r...) = QUIESCENT 25. ORIFICE = IF inside OR ICE 25. CORPS, S← + IO = SCORPIO 26. REGALE = ←LAGER← E 28. PEDDLE = "PEDAL" DOWN 1. (ITALO-AMERICANS)* = CARAMELISATION 2. WALTZED = W ALT ZED 3. DI inside REAL = REDIAL 5. G (I'M ME) = GIMME 6. TOFF* O + PIC = OFF-TOPIC 7. (PROUD TO)* = DROP OUT 8. EX (BIT inside HIS) = EXHIBITS 9. _C ←E NOD TIRED IS NO← = CONSIDER IT DONE 16. J_ I_ U_ J_ ITS U = JIU JITSU 17. HUSTLING = SUNLIGHT* 18. EARRING* = ANGRIER 21. PREPPED = PEPPER* + _D 22. AS HERO* = ASHORE 24. QUELL = (...e)QUEL L(o...)